What Are Medicare Advantage Plans?

Medicare Advantage Plans, sometimes called Part C, are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through the Medicare Advantage Plan. This coverage can include prescription drug coverage, extra benefits and lower co-payments than Original Medicare.

When can I enroll?

Keep in mind that Medicare limits when you can join, switch, or drop a Medicare Advantage Plan. You can join a plan when you first become eligible for Medicare. This is anytime beginning three months before the month you turn 65 and ends three months after the month you turned 65.


  • For example, if you turn 65 on May 5, your eligibility period starts on February 1 and ends on August 31.

  • If you are disabled and have Social Security Disability Insurance, you can join an advantage plan three months before to three months after month 25 of your disability.

You can switch or drop your Medicare Advantage during aMedicares Annual Election Period between October 15 and December 7 of each year. Outside of the Annual Election Period, you must have a Special Election Period to make a change.


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